One in every two hundred homes in America will be foreclosed upon. Often times these foreclosures are a result of unexpected periods of financial difficulty or unplanned emergency expenses that leave families short on their monthly payments and make it next to impossible to catch up as the bills continue stacking up. It can be easy to fall behind when things come up, but luckily there are often many solutions available to consumers to help them catch up on missed payments and keep their homes. Unfortunately, many homeowners do not always know these options exist.