Practice Areas

Bankruptcy Practice and Litigation

We represent  clients at hearings and in the court room, where it matters most. Hundreds of thousands of Americans file for Bankruptcy each year. While there may be a stigma around bankruptcy, the Bankruptcy Code exists for a reason: to give consumers who have gotten in over their heads a way to realistically approach and deal with their debts. At Lifeline Legal, we file individual and joint bankruptcy petitioners for Chapter 7 and Chapter 13 Bankruptcy depending upon your situation. Our legal team will meet with you to analyze your current financial situation and determine the best options for you so that you can get your life back on track as quickly as possible.

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is the form of bankruptcy that most people think of when they hear the word “bankruptcy”. The idea in a Chapter 7 Bankruptcy is to liquidate all non-exempt assets that a petitioner holds and then to disperse those funds secured through the sale of that property to creditors. Each state has an individual set of property exemptions that allow a bankruptcy petitioner to claim as exempt certain property. Our legal team is well experienced in strategically filing our clients so that we protect as much of your property as possible. You can rely on us to guide you through the entire Chapter 7 process.

Chapter 13 Bankruptcy

In a Chapter 13 Bankruptcy, a petitioner is able to restructure their debt to create an affordable monthly payment plan that will span 3-5 years and that addresses all of their major financial obligations. Typically, Chapter 13 is the right choice for filers with substantially more assets than can be exempted or for filers who are precluded from filing Chapter 7 Bankruptcy because they either make too much money or do not qualify for another reason. Our legal team can meet with you to discuss what a Chapter 13 Bankruptcy would look like, including your potential monthly payments and plan duration. While a Chapter 13 Bankruptcy can sometimes seem daunting, Lifeline Legal will be with you every step of the way to ensure that you never feel overwhelmed by the process

Bankruptcy Benefits
Bankruptcy offers a wide variety of benefits to filers. The list includes but is not limited to:

  • Ending Creditor Collection Attempts
  • Protection from Repossession, Foreclosure, or Seizure of Property
  • Preventing Creditor Judgements Against You
  • Stopping Wage Garnishments
  • Ending Creditor Harassment

Don’t let creditors harass or take advantage of you, the Bankruptcy Code exists to protect you. Call us today and we can help get creditors off your back and get you the breathing room you need.

Why Choose Us?

At Lifeline Legal, your case will never be put aside for something more important, because there is nothing more important to us than each individual case we take on. You will never be shuffled from attorney to attorney and you will never be confused about who to contact if you need help. From the minute you meet with us until the formal end of your case, you will always know who you are working with and who you can contact when you need us. We pride ourselves on offering personalized and focused representation to each client we take on, and we only work with a select number of clients in order to ensure that we give each case the attention it needs.

We have the experience and approach to make Bankruptcy as easy as possible for you. Call us today and let us help you towards a fresh start.